Income Protection That Supports You When Life Pauses
Marc Pearce Mortgage Services helps you stay financially secure if illness or injury stops you from working. Trusted across Maldon and Essex, we make income protection simple and personal.
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Protect Your Paycheque, Protect Your Peace of Mind
Income protection pays a monthly income if you’re unable to work due to illness or injury. It helps cover your mortgage, bills, and everyday expenses until you recover or retire. We support clients across Maldon, Chelmsford, and surrounding areas with clear, tailored advice.
FAQ
Easily find answers to the questions everyone’s asking.
It pays a monthly income if you’re unable to work due to illness or injury. This helps cover your mortgage, bills, and everyday expenses—keeping your finances stable while you recover.
Yes, and it’s often essential. If you don’t receive sick pay, income protection can be a lifeline. We’ll help you find a policy that reflects your income and business setup.
It’s the waiting time before payments begin—usually 4, 8, or 13 weeks. A longer deferred period can reduce your premium. We’ll help you choose what works best for your situation.
Yes. Income protection is designed for multiple claims. If you recover and later become ill again, you can claim as long as the policy is active.
Usually, yes—if you pay the premiums personally. We’ll explain how it works and make sure your policy is set up correctly.
Ready to Get Started?
Whether you're planning a move, reviewing your current deal, or simply want to explore your options, I’d love to help. Based in Maldon and serving clients across Essex, Marc Pearce Financial Solutions is here to make mortgage and protection advice feel personal, professional, and refreshingly straightforward.